Last year, I became an unofficial ppi expert and I have now set out to make it my life’s work to help other people Reclaim PPI premiums that they have been wrongly charged. Last Tuesday, I was speaking with a local shop owner. He told me that four years ago he had taken out a loan to start his business. It was a very large business loan, so the bank manager had asked him to secure the loan against his house. On top to that, however, the shop owner was also forced to sign up for ppi (payment protection insurance). The bank manager told him that if his business collapsed, ppi would cover all of the repayments on his business loan for twelve months. However, the shop owner did not realize that he would never be able to file a valid ppi claim owning to the fact that he was self-employed. I, being the unofficial ppi expert that I am, knew right away that the shop owner had been mis sold ppi and I immediately referred him to a reputable ppi claims management company. I really hope that the shop owner will be able to successfully reclaim all of the ppi premiums that he has been wrongly charged on his business loan over the last four years.